Agent skill · business finance · tradermonty
kanchi-dividend-us-tax-accounting
Provide US dividend tax and account-location workflow for Kanchi-style income portfolios. Use when users ask about qualified vs ordinary dividends, 1099-DIV interpretation, REIT/BDC distribution treatment, holding-period checks, or taxable-vs-IRA account placement decisions for dividend assets.
Why this skill is useful
Provides a structured workflow for US dividend tax classification and account-location decisions that the AI wouldn't reliably generate on its own.
What it needs
Requires python3 installed locally. About 2k tokens when loaded. Last updated 2026-08-06. 2,581 stars on the source repository.
What this skill does
Kanchi Dividend Us Tax Accounting Overview Apply a practical US-tax workflow for dividend investors while keeping decisions auditable. Focus on account placement and classification, not legal/tax advice replacement. When to Use Use this skill when the user needs: US dividend tax classification planning (qualified vs ordinary assumptions). Holding-period checks before year-end tax planning. Account-location decisions for stock/REIT/BDC/MLP income holdings. A standardized annual dividend tax memo format. Prerequisites Prepare holding-level inputs: ticker instrumenttype accounttype holddaysinwindow (if available) Use the exact JSON contract and examples in references/input-schema.md. For deterministic output artifacts, provide JSON input and run: Guardrails Always state this clearly: tax outcomes depend on individual facts and jurisdiction. Treat this skill as planning support, then escalate final filing decisions to a tax professional. Workflow 1) Classify each distribution stream For each holding, classify expected cash flow into: Potential qualified dividend. Ordinary dividend/non-qualified distribution. REIT/BDC-specific distribution components where applicable. Use references/qualified-dividend-checklist.md for holding-period and classification checks. 2) Validate holding-period eligibility assumptions For potential qualified treatment: Check ex-dividend date windows. Check required minimum holding days in the measurement window. Flag positions at risk of failing holding-period requirement. If data is incomplete, mark status as ASSUMPTION-REQUIRED. 3) Map to reporting fields Map planning assumptions to expected tax-form buckets: Ordinary dividend total. Qualified dividend subset. REIT-related components when reported separately. Use form terminology consistently so year-end reconciliation is straightforward. …
How to use it
Reference it in AdaL, Claude Code, Cursor or any coding agent — nothing to install:
@skills tradermonty/kanchi-dividend-us-tax-accounting