Agent skill · business finance · sundial-org
just-fucking-cancel
Find and cancel unwanted subscriptions by analyzing bank transactions. Detects recurring charges, calculates annual waste, and helps you cancel with direct URLs and browser automation. Use when: 'cancel subscriptions', 'audit subscriptions', 'find recurring charges', 'what am I paying for', 'save money', 'subscription cleanup', 'stop wasting money'. Supports CSV import (Apple Card, Chase, Amex, Citi, Bank of America, Capital One, Mint, Copilot) OR Plaid API for automatic transaction pull. Outputs interactive HTML audit with one-click cancel workflow. Pairs with Plaid integration for real-time transaction access without CSV exports.
Why this skill is useful
Adds automation scripts for subscription cancellation and integrates with Plaid API for real-time transaction access.
What it needs
Requires plaid installed locally. Requires plaid account access. About 2k tokens when loaded. Last updated 2026-03-07. 639 stars on the source repository.
What this skill does
just-fucking-cancel Analyze transactions, categorize subscriptions, generate HTML audit, help cancel. Triggers "cancel subscriptions", "audit subscriptions" "find recurring charges", "what am I paying for" "subscription audit", "clean up subscriptions" Workflow 1. Get Transactions Option A: Plaid API (recommended — no CSV needed) If the user has Plaid connected (check for Plaid integration/API access): 1. Pull last 6-12 months of transactions via Plaid Transactions API 2. All accounts are automatically included — no manual export needed 3. Skip straight to Step 2 Option B: CSV Upload Ask user for bank/card CSV export. Common sources: Apple Card: Wallet → Card Balance → Export Chase: Accounts → Download activity → CSV Amex: Statements & Activity → Download → CSV Citi: Account Details → Download Transactions Bank of America: Activity → Download → CSV Capital One: Transactions → Download Mint / Copilot: Transactions → Export 2. Analyze Recurring Charges Read CSV, identify recurring patterns: Same merchant, similar amounts, monthly/annual frequency Flag subscription-like charges (streaming, SaaS, memberships) Note charge frequency and total annual cost 3. Categorize with User For each subscription, ask user to categorize: Cancel - Stop immediately Investigate - Needs decision (unsure, trapped in contract) Keep - Intentional, continue paying Ask in batches of 5-10 to avoid overwhelming. 4. Generate HTML Audit Copy template.html and populate: Update header summary: Scope line: "found N subscriptions · N transactions" Breakdown: "Cancelled N · Keeping N" Savings: yearly amount big, monthly in parentheses Timestamp: current date Add rows to appropriate sections (cancelled/investigate/keep) Include notes from user responses Row templates in the HTML comments show the structure. 5. Cancel Subscriptions When user checks items and copies from floating button, they'll paste: Cancel these: Service1 ($XX), Service2 ($XX)... For each service: 1. …
How to use it
Reference it in AdaL, Claude Code, Cursor or any coding agent — nothing to install:
@skills sundial-org/just-fucking-cancel