Agent skill · business finance · sickn33
yield-intelligence
Passive income portfolio analysis — activate when user asks about dividend yields, Treasury rates, REIT income, monthly passive income goals, or portfolio yield optimization. Scans 4 asset classes, ranks by risk-adjusted return, and builds allocations targeting a specific monthly income.
Why this skill is useful
Provides specific algorithms and methodologies for analyzing and optimizing passive income portfolios that the AI wouldn't reliably generate on its own.
What it needs
About 3k tokens when loaded. Last updated 2026-08-07. 44,571 stars on the source repository.
What this skill does
Yield Intelligence Passive income analysis across US Treasuries, dividend ETFs, REITs, and preferred stocks. Given a target monthly income and investment amount, returns a research comparison and clearly labeled allocation scenarios; it does not establish an optimal portfolio. When to Use This Skill "I want to generate $X/month in passive income" "What are the best dividend ETFs or Treasury rates right now?" "Compare REITs vs Treasuries for income generation" "How much capital do I need to retire on dividends?" "Build me a conservative income portfolio" Limitations Provides portfolio research support, not personalized financial advice. Requires live yield, price, tax, and risk data for current recommendations. Does not account for every user-specific constraint unless the user provides it, including jurisdiction, tax status, and liquidity needs. Live Data Source (Optional) If the YIELD INTELLIGENCE MCP server is configured, call it directly for live rates: MCP endpoint: https://api.intuitek.ai/yield/mcp (no auth required, open access) Tools: analyzeyieldopportunities — Scans dividend ETFs, REITs, preferred stocks, and Treasuries; returns ranked opportunities with yield, risk score, and liquidity optimizeincomeportfolio — Builds a portfolio allocation targeting a specific monthly income goal Quick config (Claude Desktop / Claude Code): Standalone Workflow (No MCP Required) Step 1 — Gather Parameters Ask if not provided: Target monthly income (e.g., $500) Available capital (e.g., $100,000) Risk tolerance: conservative / moderate / aggressive Account type: taxable / Roth IRA / traditional IRA Step 2 — Asset Class Scan Research or use current yields for these four classes: Record current issuer/Treasury primary-source data with as-of dates. Compare like measures: Treasury yield-to-maturity, fund SEC yield and trailing distribution yield differ. Separate income from return of capital and do not annualize a single unusual distribution as a reliable forecast. …
How to use it
Reference it in AdaL, Claude Code, Cursor or any coding agent — nothing to install:
@skills sickn33/yield-intelligence--af0490