Agent skill · software engineering · sickn33
plaid-fintech
Expert patterns for Plaid API integration including Link token
Why this skill is useful
Adds executable scripts for Plaid API integration that provide specific patterns for token handling, transaction syncing, and compliance best practices.
What it needs
Requires plaid, react-plaid-link installed locally. Requires plaid account access. About 1k tokens when loaded. Last updated 2026-08-07. 44,571 stars on the source repository.
What this skill does
Plaid Fintech Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Detailed Guide Read the detailed guide before executing this skill. It retains the complete procedure and reference material. Treat its safety, prerequisites, and validation requirements as mandatory. For focused work, load the relevant sections; for end-to-end work, read the guide completely. When to Use User mentions or implies: plaid User mentions or implies: bank account linking User mentions or implies: bank connection User mentions or implies: ach User mentions or implies: account aggregation User mentions or implies: bank transactions User mentions or implies: open banking User mentions or implies: fintech User mentions or implies: identity verification banking Example User request: Use @plaid-fintech for this task: Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Limitations Use this skill only when the task clearly matches the scope described above. Do not treat the output as a substitute for environment-specific validation, testing, or expert review. Stop and ask for clarification if required inputs, permissions, safety boundaries, or success criteria are missing.
How to use it
Reference it in AdaL, Claude Code, Cursor or any coding agent — nothing to install:
@skills sickn33/plaid-fintech