Agent skill · business finance · personamanagmentlayer
banking-expert
Expert-level banking systems, core banking, regulations, and banking technology. Use when the user mentions finance, core banking, regulations, or payments, or when the task involves Banking Systems or Key Technologies.
Why this skill is useful
Includes executable scripts for account management and KYC compliance that provide specific banking functionalities not commonly found in public resources.
What it needs
About 3k tokens when loaded. Last updated 2026-03-30. 41 stars on the source repository.
What this skill does
Banking Expert Expert guidance for banking systems, core banking platforms, regulatory compliance, and banking technology. Core Concepts Banking Systems Core banking systems (CBS) Account management Transaction processing Payment systems (ACH, SWIFT, SEPA) Loan management Risk management systems Regulations Basel III/IV capital requirements Know Your Customer (KYC) Anti-Money Laundering (AML) GDPR for banking PSD2 (Payment Services Directive) Dodd-Frank Act Key Technologies Real-time payment processing Mobile banking Open banking APIs Digital wallets Blockchain in banking AI for fraud detection Account Management KYC/AML Compliance Payment Processing Interest Calculation Best Practices Implement two-factor authentication Use encryption for sensitive data (at rest and in transit) Maintain complete audit trails Implement real-time fraud detection Ensure ACID compliance for transactions Regular security audits and penetration testing Implement rate limiting on APIs Use tokenization for sensitive data Maintain disaster recovery and business continuity plans Regular regulatory compliance reviews Anti-Patterns ❌ Storing sensitive data unencrypted ❌ No transaction logging/audit trail ❌ Synchronous payment processing ❌ Ignoring regulatory compliance ❌ No fraud detection mechanisms ❌ Using floats for money calculations ❌ No backup and recovery procedures Resources Basel Committee: https://www.bis.org/bcbs/ SWIFT Standards: https://www.swift.com/standards PSD2: https://ec.europa.eu/info/law/payment-services-psd-2 FFIEC: https://www.ffiec.gov/
How to use it
Reference it in AdaL, Claude Code, Cursor or any coding agent — nothing to install:
@skills personamanagmentlayer/banking-expert