Agent skill · magnus919
actuarial-risk-modeling
Use when analyzing, selecting, validating, or communicating models for insurance, actuarial, financial-risk, or other consequential uncertain outcomes. Covers regression, generalized linear models, frequency-severity, panel and longitudinal data, survival, time series, credibility, reserving, tail risk, calibration, and model governance. Do not use for generic software forecasting, ordinary SaaS financial models, or credentialed actuarial, investment, legal, or regulatory advice without the relevant specialist review.
What it needs
About 5k tokens when loaded.
What this skill does
Actuarial and Financial Risk Modeling Overview Apply statistical modeling to uncertain outcomes where distributional assumptions, exposure, dependence, tail behavior, calibration, and decision consequences matter. The skill is methodology-first: it teaches model selection and evidence, not a particular library or rating formula. When to Use Load this skill when the task involves: insurance pricing, claims, reserving, solvency, risk classification, or experience rating; claim frequency, severity, pure premium, medical expenditure, loss, or event-time outcomes; linear, generalized linear, two-part, count, survival, panel, longitudinal, or tail models; financial returns, volatility, portfolio loss, risk measures, or scenario output; calibration, forecast evaluation, backtesting, model comparison, or assumption diagnosis; explaining model results, uncertainty, limitations, or use controls to decision-makers. When Not to Use Use the Decision Entry Points table above for adjacent work. In brief: data-scientist owns general statistical, causal, experimental, and machine-learning methodology; financial-modeling owns deterministic operating, SaaS, fundraising, and cash-flow models. Use a named tool skill for operating a forecasting, database, or modeling platform. Do not present output as licensed actuarial, investment, legal, accounting, or regulatory advice. Escalate consequential decisions to qualified practitioners and applicable standards. …
How to use it
Reference it in AdaL, Claude Code, Cursor or any coding agent — nothing to install:
@skills magnus919/actuarial-risk-modeling