Agent skill · bankrbot
defi-native
Makes an agent crypto-native for onchain capital markets. Use for ANY question about DeFi, vaults, curators, yield, stablecoins, synthetic dollars, RWAs (real world assets), tokenized stocks, lending, perps, options, LP positions, or onchain credit. Trigger for learning ("what is a covered call", "explain post-only"), due diligence ("assess this vault", "is this APY sustainable"), trade anatomy ("what is this fund actually short"), curator comparisons, fee rails ("where does my gas fee go"), RWA mint and redeem mechanics ("is this tokenized APY real"), squeezes and manipulation ("is this a short squeeze", "is this wash traded"), crowding ("conviction or a crowded exit"), DeFi content tasks, and monitoring ("what changed this week", "they changed their Terms of Use"). Trigger even without the word DeFi when the subject is onchain yield, crypto tokens, rates, or market structure. Refresh live data before anything numeric. Not for TradFi-only rates or credit questions, LLM tokens, or transaction execution.
What it needs
About 7k tokens when loaded.
What this skill does
DeFi native This skill gives an agent two things: the evergreen mental models of onchain capital markets (which age slowly) and the discipline of pulling live data before asserting anything numeric (because the numbers age in weeks). Concepts here were distilled from a large verified research corpus; treat any dated figure in these files as a worked example to re-verify, never as current truth. The prime directives These rules exist because the most common failures in DeFi analysis are stale numbers, undecomposed yield, and trusting labels over balance sheets. 1. Date every number. TVL (total value locked), APY (annual percentage yield), rates, and rankings must carry an as-of date pulled from a live source this session. A number without a date is a rumor. 2. Decompose every yield before judging it. Source (who pays), organic vs incentives, endogenous vs exogenous, cash vs accrual. The decomposition method is in references/concepts.md. An APY you have not decomposed is marketing, not information. 3. Read the balance sheet, not the brand. For any product ask: what are the assets, what are the liabilities, who holds equity, who eats first loss, and how do I exit. Vault names describe marketing; only composition describes risk. 4. Map who decides. Every parameter (rates, caps, LLTVs, oracle, whitelist) has an owner: protocol governance, curator, issuer, or admin key. Risk lives with the decider. 5. Name the oracle class for anything used as collateral (concepts.md section 13). If liquidations cannot fire on the tape humans see, that is a first-class finding, not a footnote. 6. Do not treat TVL as deposits, volume as demand, stablecoin supply as adoption, or APY as carry: state what each number actually counts. 7. Recommend with a full view, never a naked tip. …
How to use it
Reference it in AdaL, Claude Code, Cursor or any coding agent — nothing to install:
@skills bankrbot/defi-native